Upper Elementary children learn basic financial concepts such as wants and needs, and how earning money can help them purchase the things they want.

In middle school, students learn to examine how personal financial decisions affect their quality of life, as well as how the decisions they make may impact their world around them.

When students enter high school, they are ready to explore complex issues related to personal financial literacy that include the consequences of making bad investments, making long-term saving and budgeting plans.

These lessons prepare them for the promise and perils of the financial independence they will begin to experience in college or a career.